7 Simple Tips for How to Budget for a Wedding

7 Simple Tips for How to Budget for a Wedding

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Congratulations! You’re getting married, woooooo! Where do you start?! In this post, I am going to share with you 7 simple tips for how to budget for a wedding. This will help you as you continue planning your wedding in the area of finances. 


Say “I Do” to a Debt Free Wedding

The best wedding gift you can give yourself is a debt-free wedding.

Imagine coming home after your honeymoon with no credit card statement in the mail because you paid all cash for your wedding. It is absolutely possible to pay cash for a wedding and I definitely recommend it.

This is the foundation of the rest of your lives together and if you start with a debt free wedding, imagine the road ahead! We have lived it personally as my wife and I had a debt free wedding! If we did it, we know you can too.


Set a Budget

You can spend as much money as you want on a wedding. For real, just go check this list of the 10 most expensive weddings.

Of course, you could go really inexpensive and just have a quick ceremony and small gathering that could cost less than $500.

Wherever you find yourself on the spectrum of wedding costs, setting a budget and knowing your limit is a must. Are you going to spend $8,000? Will you plan for $15,000? Is the cost going to be $30,000?

Deciding on a number is going to help you focus on what is most important to you as you go along.


Know Your Splurge Item

Most people have a splurge item. This is the item that you feel like you can’t live without. For some, this is the wedding venue, and for other it is flowers. Everyone is different with their perspective on what is important to them. That is why it is important to discuss as a couple, and know what it is. 

For my wife and I, we knew our photos and videos were really important to us because we would have them forever. Since that was a splurge item for us, we knew we would be willing to pay a little more for something that we knew would be great.


It will be different for each couple, but knowing what your important item will be can help you prioritize it and cut back on other things to make it happen the way you want.

7 Simple Tips for How to Budget for a Wedding

Plan Your Wedding

List out everything from the venue, to the food, to the small favors you’re giving away. If you take the time to plane everything out on paper, and are intentional about getting as close to the actual number your will spend on each thing, you will be able to say yes and no to things without guessing. Listing everything out like this will always keep you on track as you compare this list and the dollar amounts to your desired budget. Are you over your budgeted amount? You may want to consider cutting things or reducing a few things. Are you under your budgeted amount? Great! Maybe you can offer that photo booth you were hoping to. Whatever the case it, planning out your wedding and writing everything down will keep you on track as you continue through the planning process.


Know What To Say No To

Sometimes things will come up, and you have to know what to say no to. Emotions and the stress of all the wedding planning can make it easier to say yes to certain things, when you really didn’t want to. Deciding in advance what you will be saying no to, will help reduce your unnecessary spending, which will allow you to spend on other things you really do want!


What’s the Money Plan?

All families are different.

Some families want to pay for the entire wedding.

Others like to split the costs.

There are those that go the tradition routes where one side of the family pays for something, and the other side pays for other things.

You may be paying for your own wedding.

Whichever is the case for you, it is important to know what the plan will be. This may mean some weird conversations about money, but if you need to have them, then have them. It is good to have absolute clarity on what is expected of everyone involved. 


Plan For Something You Didn’t Plan For

I can almost guarantee you that something is going to come up that you didn’t plan for.

For my wife and I, the unplanned item was our cake topper. I was not paying close enough attention when I ordered it, and I sent it to an old address that no longer had mail forwarding. I tried to find the box with the post office, but it was lost. We needed a cake topper quick, our wedding was just around the corner. So, I had to get rush shipping on another one to my correct address. It isn’t like this was thousands of dollars or anything, but I certainly didn’t expect to pay for two cake toppers and rush shipping on one of them.

You may not have anything unplanned come up at all, but it is always best to be prepared. What is the worst that can happen? You have some money set aside for something unforeseen, everything goes fine and now you have some extra cash? Cool!

My suggestion to you is to simply set aside some money for the unexpected. You can decide how much this will be depending on your budget.

Think about how great it will feel if you didn’t have to worry about it! 






Are you getting married soon? What are you going to do to prepare for your wedding? If you’ve been married for some time, what do you wish you knew when you got married? Let me know in the comments! 




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